Indiana · Indiana BMV · Title Transfers

Indiana Mobile Home Title Transfer Guide (2025)

In Indiana, manufactured home titles are handled by the Indiana Bureau of Motor Vehicles. This guide covers forms, fees, timelines, and step-by-step instructions for standard sales, inheritance, and lien releases.

Indiana Title Agency: Indiana BMV Indiana Bureau of Motor Vehicles · Phone: (888) 692-6841

Which Agency Handles Indiana Manufactured Home Titles?

In Indiana, the Indiana Bureau of Motor Vehicles (Indiana BMV) is responsible for issuing and transferring manufactured home titles. Unlike regular vehicles, manufactured homes in Indiana require special handling through Indiana BMV. Always file title paperwork with Indiana BMV directly or through their authorized county agents.

The most important thing to understand before you start: Indiana BMV only processes complete applications. Missing a single required document — a lien release, a death certificate, a notarized signature — will result in your packet being returned and weeks of delay. This guide tells you everything you need so you don't make that trip twice.

Key Forms for Indiana Title Transfers

FormPurpose
State Form 1014Application for Certificate of Title — manufactured homes included
State Form 48841Manufactured Home Affidavit for estate/heirship transfers
Lien ReleaseRequired if a lender is listed on the current title; lender must sign and submit to Indiana BMV
Heir / Estate AffidavitUsed when transferring after the owner's death without full probate (state thresholds apply)

Step-by-Step: Standard Sale Transfer in Indiana

  1. Obtain the current title from the seller — Verify the seller's name matches the title exactly. Check for any lienholder listed on the face of the title.
  2. Complete the transfer application — Both buyer and seller fill out State Form 1014. All signatures must match names on file with Indiana BMV. Errors here are the most common rejection reason.
  3. Resolve any liens — If a lender is listed on the title, obtain a signed lien release before filing. Indiana BMV will not issue a clean title without it.
  4. Submit to Indiana BMV — File by mail or in person. Include all forms, the original title, and payment. Use certified mail if submitting by post.
  5. Pay applicable fees — See the fee schedule below. Verify current fees before submitting, as they change periodically.
  6. Receive new title — Indiana BMV issues a new title in the buyer's name. Store it safely — replacing a lost title takes additional time and fees.

Fee Schedule (2025 Estimates)

TransactionEstimated Fee
Standard title transfer$15 title fee
Duplicate / replacement titleTypically $15–$75 depending on state
Lien filing (new lender)$2–$10
Estate / heirship transferSame as standard transfer fee

Fees change periodically. Always confirm current amounts with Indiana BMV at (888) 692-6841 before filing.

Timeline: How Long Does It Take in Indiana?

BMV branches process in-person submissions in 1–3 business days. Over 130 branch locations statewide.

Indiana: Branch Office NetworkIndiana has over 130 BMV branch offices statewide. Most can process manufactured home title transfers the same day if all documents are in order. Find your branch at in.gov/bmv.

Frequently Asked Questions

Most states recommend or require a bill of sale documenting the purchase price, home description, and both parties' information. Even where not strictly required for title processing, a bill of sale protects both parties and establishes the sale price for tax purposes. Confirm with Indiana BMV at (888) 692-6841.

This is more common than you might think. You will need to locate the original seller to complete proper transfer paperwork. If the seller is unavailable or deceased, Indiana may have a bonded title or court order pathway. Contact Indiana BMV to explain your specific situation — they can advise the correct remedy. The longer this is left unresolved, the more complicated it becomes.

Yes, most states allow transfer into a revocable living trust. You will file the same title transfer forms, with the new owner name formatted as "[Your Name], Trustee of the [Trust Name] dated [Date]." Include relevant trust pages showing your authority as trustee. Contact Indiana BMV to confirm they do not require additional documentation for trust transfers.

Inspections are generally not required by the title agency for private-party resales. However, if the home is being moved to a new site or installed on a new foundation, local building permits and inspections may be required. If financing is involved, your lender will likely require an appraisal — that is separate from the title process.

Disclaimer Informational only. Verify current Indiana BMV requirements before filing. Not legal advice.

Related: After-Death Transfers · Lien Release Guide · Lost Title · Path Finder Tool