Colorado · CDOH · Title Transfers

Colorado Mobile Home Title Transfer Guide (2025)

In Colorado, manufactured home titles are handled by the Colorado Division of Housing. This guide covers forms, fees, timelines, and step-by-step instructions for standard sales, inheritance, and lien releases.

Colorado Title Agency: CDOH Colorado Division of Housing · Phone: (303) 864-7820

Which Agency Handles Colorado Manufactured Home Titles?

In Colorado, the Colorado Division of Housing (CDOH) is responsible for issuing and transferring manufactured home titles. Unlike regular vehicles, manufactured homes in Colorado require special handling through CDOH. Always file title paperwork with CDOH directly or through their authorized county agents.

The most important thing to understand before you start: CDOH only processes complete applications. Missing a single required document — a lien release, a death certificate, a notarized signature — will result in your packet being returned and weeks of delay. This guide tells you everything you need so you don't make that trip twice.

Key Forms for Colorado Title Transfers

FormPurpose
CDOH Title ApplicationApplication for Title — manufactured homes handled by Division of Housing, not DMV
CDOH Affixture FormUsed when converting to real property by attaching home to owned land
Lien ReleaseRequired if a lender is listed on the current title; lender must sign and submit to CDOH
Heir / Estate AffidavitUsed when transferring after the owner's death without full probate (state thresholds apply)

Step-by-Step: Standard Sale Transfer in Colorado

  1. Obtain the current title from the seller — Verify the seller's name matches the title exactly. Check for any lienholder listed on the face of the title.
  2. Complete the transfer application — Both buyer and seller fill out CDOH Title Application. All signatures must match names on file with CDOH. Errors here are the most common rejection reason.
  3. Resolve any liens — If a lender is listed on the title, obtain a signed lien release before filing. CDOH will not issue a clean title without it.
  4. Submit to CDOH — File by mail or in person. Include all forms, the original title, and payment. Use certified mail if submitting by post.
  5. Pay applicable fees — See the fee schedule below. Verify current fees before submitting, as they change periodically.
  6. Receive new title — CDOH issues a new title in the buyer's name. Store it safely — replacing a lost title takes additional time and fees.

Fee Schedule (2025 Estimates)

TransactionEstimated Fee
Standard title transfer$8.20 title fee + county fees (typically $10–$30)
Duplicate / replacement titleTypically $15–$75 depending on state
Lien filing (new lender)$2–$10
Estate / heirship transferSame as standard transfer fee

Fees change periodically. Always confirm current amounts with CDOH at (303) 864-7820 before filing.

Timeline: How Long Does It Take in Colorado?

Typically 2–4 weeks by mail. In-person processing available at CDOH Denver office.

Colorado: Division of Housing, Not DMVColorado is one of the states where manufactured home titles go through a housing agency (CDOH), not the DMV. The DMV handles vehicle titles; CDOH handles manufactured home titles. This surprises many Colorado residents.

Frequently Asked Questions

Most states recommend or require a bill of sale documenting the purchase price, home description, and both parties' information. Even where not strictly required for title processing, a bill of sale protects both parties and establishes the sale price for tax purposes. Confirm with CDOH at (303) 864-7820.

This is more common than you might think. You will need to locate the original seller to complete proper transfer paperwork. If the seller is unavailable or deceased, Colorado may have a bonded title or court order pathway. Contact CDOH to explain your specific situation — they can advise the correct remedy. The longer this is left unresolved, the more complicated it becomes.

Yes, most states allow transfer into a revocable living trust. You will file the same title transfer forms, with the new owner name formatted as "[Your Name], Trustee of the [Trust Name] dated [Date]." Include relevant trust pages showing your authority as trustee. Contact CDOH to confirm they do not require additional documentation for trust transfers.

Inspections are generally not required by the title agency for private-party resales. However, if the home is being moved to a new site or installed on a new foundation, local building permits and inspections may be required. If financing is involved, your lender will likely require an appraisal — that is separate from the title process.

Disclaimer Informational only. Verify current CDOH requirements before filing. Not legal advice.

Related: After-Death Transfers · Lien Release Guide · Lost Title · Path Finder Tool