Estate Planning

Heir Affidavit vs. Probate: Which Do You Need to Transfer a Mobile Home Title?

Most manufactured home estates qualify for a simplified heir affidavit process that bypasses probate court entirely. But some situations require probate. Here's how to tell which path is yours — and what changes that determination.

The Short Answer

If the manufactured home's value is below your state's small estate threshold, no probate has been opened, and all heirs agree on who gets the home — you can almost certainly use the simpler heir affidavit path and skip probate entirely.

Full probate is generally required only when: the estate exceeds the state threshold, a will is being contested, there are creditor claims that need to be sorted out in court, or heirs cannot agree.

The Small Estate Threshold — Your Most Important Number

Every state sets a "small estate threshold" — the maximum total estate value that qualifies for a simplified transfer without probate. Below this threshold, heirs can sign a notarized affidavit and file it with the title agency instead of going to probate court.

The threshold varies dramatically by state:

This threshold refers to the total probate estate value — generally personal property like the home, bank accounts, and vehicles — not necessarily the full estate including real property that passes by deed.

When You Can Use the Affidavit Path

All of these must be true:

When You Need Full Probate

The Affidavit Process in Brief

For the detailed process specific to your state, see our After-Death Transfer guide and Texas After-Death guide. In general:

  1. Wait the required period (30–40 days depending on state)
  2. Obtain a certified copy of the death certificate
  3. Complete the state's heirship affidavit form, signed by all heirs before a notary
  4. File with the state title agency along with the original title, the affidavit, and fees

Frequently Asked Questions

Yes — the affidavit path is actually more commonly used when there is no will (intestate estate) because it avoids the need to probate a will. The affidavit states the legal heirs under the state's intestate succession laws (typically spouse, then children, then parents, etc.) and all of them sign confirming their agreement on the disposition of the home.

Once the threshold is exceeded, formal probate is required in most states. However, some states have an intermediate process — a simplified administration or summary administration — for estates above the small estate threshold but not requiring full probate. An estate attorney in your state can advise whether this is available.

Usually not — the affidavit is filed with the state title agency (TDHCA, HCD, DMV, etc.), not with a county court. The state agency has jurisdiction over the title regardless of which county the home is in. However, if there is real property involved (land that was also inherited), the real property portion must be handled through the county recorder or probate court of the county where the land is located.

Disclaimer Informational only. Not legal advice. Verify requirements with your state agency before filing.

Related: After-Death Transfer Guide · Texas After Death (No Probate) · Path Finder Tool